Testimonials

Tom Geiser
Realtor at Coldwell Banker Estates Division, Westlake Village

I’d like to express my thanks for the superior job you and your staff have done and continue to do for me. I am critical until proven otherwise, and you have done exactly that!


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Dr. Lee Bafalon
(Ret.)Sr. Land Rep. Chevron U.S.A, Refinance & Investment Home Purchase Client

I received such excellent service in refinancing my loan in 2005 that I came back again in 2006! AND we just purchased a wonderful investment property on Kauai with Tera this 2013.


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Teo Angel
Owner-Sunset Paving and Excavation, Multi-Family Refinance & Home Purchase Client

It took me awhile to find a lender I could deal with. My business banker told me about Tera and after our first visit everything went very smoothly. I would rate Tera and her staff at a 10. I have never met anyone like her!


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Garett Uyesugi
Owner- Island Hobbies, Refinance & Investment Home Purchase Client

Tera made the refinance painless and very simple; I'm not used to that. Tera got me a better rate than what she originally quoted me without me even asking for it. She over delivered!


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Bob & Linda Turitz
Conservationists & State Researchers, Refinance Clients

You guys are the best! We were referred by our friends and they were right. You got us the best rate!


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Chris Lowry
Owner-Hot Island Glass, Construction Completion Rollover Client

My friend recommended Tera to me and I'm very grateful. She did exactly what she said she was going to do—I got a great rate and she lowered my payments! I recommend Tera to anyone looking to do the same.


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AJ Nelson
Actor and Filmmaker, Investment Purchase Cleint

I can’t think of anything you could have done better! You are my new best friend. I have told all my friends to use you for all their Hawaii home loans!


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Jason & Heather Latas
Maui Eco Adventures Owners, Home Purchase & Refinance Clients

I enjoyed learning and laughing with Tera. Not only did she ‘over deliver’ on the rate and terms of our various loans with her company, but she is a fun person to be around. I recommend Tera and her company to everyone in the Hawaiian Islands!


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Meir and Linda Tamsut
Westlake Village Business Owners, Investment Home Purchase Clients

Your service was excellent, without the usual expected grief. We are very satisfied. Looking forward to near future transactions.


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Scott Mijares
Owner of Hawaiian Woodys, Home Purchase & Refinance Client

You took care of all the small details. I had no inconveniences. I found you to be one of the most honest and sincere people I have ever met.


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Dan Fransen
VP of Tech Svcs for CISCO-Canada, Second Time Homebuyer

Your service and professionalism far surpassed my expectations. I don’t see how you could have improved your service. I am extremely pleased with everything you have done for me.


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K.H. Kim, Ph.D.
Realtor at K & K Management, LLC & Keller Williams Realty

Although I haven’t met you in person, I feel that I already know you through your good work. I was a bit concerned in the beginning, but my ‘concerns’ dissipated rather quickly once you shifted the gear. Thank you so much for your hard work and I look forward to working with you again in the near future.


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Ken Smith
Realtor® at Coldwell Banker Island Properties-Maui

I must admit that I had reservations in the beginning, not having worked with you before. However, all of my concerns turned out to be unfounded as you did an outstanding job. Your communication skills are truly exceptional. Mahalo!


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Laurie Rietow Cabuag
Lahaina, HI

All I can say is...this awesome lady worked magic when it came time to refinancing my boyfriend’s house...always kept him in the loop, always returned calls. If you ask me, Tera Paleka IS THE ONLY WAY TO GO!!! THANK YOU FOR ALL THAT YOU DID!


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Amy Urban VanQuaethem
Kaanapali, HI

Thanks, Tera! With your mad re-financing skills, we will be saving $590 per month!! I love dropping

mortgage rates...You rock!!


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Helen On
Realtor at Dower Realty, Honolulu, HI

Roland Shar has been my loan officer for many years and he has never disappointed me. In fact, he has always gone beyond what is expected of his service. I recognize Roland as a loan officer of the highest caliber. Also, Roland is a tireless worker, often working well into the night and weekend. He is diligent; making sure every transaction is closed within the timeframe. He is very patient with the client by going over the terms and conditions of the loan. Most of all, he is absolutely the BEST in dealing with the most challenging loans. I am a successful real estate agent and having a competent and knowledgeable loan officer is a must! I would recommend Roland to everyone and I will use Roland for ALL of my future transactions.


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Ron Yoshida
Pastor, Honolulu, HI

“Working with Joel Kurata of Mann Mortgage was an easy and enjoyable experience. He helped us accomplish our goal of refinancing our mortgage in order to get us out of our FHA loan with a high mortgage insurance payment. Joel was able to help us lock into a conventional loan and set it up so we would not have to pay a monthly mortgage insurance premium. He was even able to work it out so that our bottom line monthly mortgage payment was reduced from what we were previously paying. I really appreciate Joel's commitment and hard work. I have already encouraged a few of my friends to give Joel a call for their refinancing needs, as well as for their general mortgage needs.


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Daniel Peters
VP/Investement Advisor at Wealthbridge, Inc., Honolulu, HI

Working with Joel and Mann Mortgage was a great experience! After going through three banks and two other mortgage brokers, it was nice to finally get the best rate, a reasonable turn-around time, a knowledgeable professional who could explain the process in laymen's terms, and timely responses to all my questions in one place! I am definitely planning to work with Joel for my next purchase and will continue to recommend all of my clients to do so as well!


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Malia Kakos
Realtor at Caron B. Realty, Honolulu, HI

“Roland is absolutely the hardest working mortgage broker. He does everything possible to get his clients the best deal, considering not only the mortgage rates, but also the tax implications. All of my clients have been so impressed with Roland. I highly recommend him.


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Anne Kearno
Realtor at Coldwell Banker Pacific Properties, Honolulu, HI

I am proud to announce that Roland Shar is one of the BEST loan officers that any of my clients can have. He is professional, very experienced, trustworthy, and closes a loan with great accuracy and speed. I have known Roland for over 15 years and he has closed every loan that I gave him, including my own personal loan. When he takes a loan application, one can be assured that it will close with great ease. He is the GREATEST because he is a good listener and communicator.


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Margie

I love my place!! I cannot tell you enough thank you, thank you ....

I love being a home owner. I wish I did this sooner. Everything seems like its falling into place and today I’m getting my new washer and dryer. And my complex is getting a new paved parking lot and the landscapers are working.

I’m home and I love it!!

Thank you


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