Jumbo and Super Jumbo Loans

With interest rates so low, consumer interest in Jumbo and Super Jumbo Loans are at an all-time high. If you are interested in finding out how to secure a without a jumbo mortgage rate, or obtaining a Jumbo or Super Jumbo Loan with low or no downpayment, contact a mortgage professional at Mann Mortgage.

 

A jumbo loan is a loan that exceeds the maximum dollar amount guidelines set by FANNIE MAE, for a single family loan limit.  They possess loan amounts which exceed the conforming loan limits set by the Office of Federal Housing Enterprise Oversight (OFHEO) and therefore are not eligible to be purchased, guaranteed or securitized by Fannie Mae.  OFHEO sets these limits on an annual basis.  Jumbo loans are simply a mortgage in excess of the amounts set by government backed agencies that buy or guarantee loans. Companies such as Freddie Mac, Fannie Mae, HUD, etc. will guarantee the purchase of a loan from a lender if certain conditions are met.

 

At Mann Mortgage, LLC, we provide many sources for investor and private mortgage lending options to suit your individual needs.  As an experienced jumbo and super jumbo mortgage lender, we offer a variety of programs with competitive rates and beneficial features. Fixed rate, adjustable rate, and interest-only payment options are available. We also provide jumbo and super jumbo loans for investment properties and second homes, as well as cash-out refinancing.


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